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Pet Insurance: A Financial Safety Net for Your Companion
Pet insurance is a type of insurance that helps reimburse pet owners for eligible veterinary expenses when their dog or cat is injured or becomes ill. As advanced veterinary medicine has increased the cost of treating serious conditions like cancer or broken bones, pet insurance offers a way to manage potentially high, unexpected bills.
How Pet Insurance Works
Pet insurance generally functions differently from human health insurance, primarily using a reimbursement model:
You Pay Upfront: When your pet needs medical care, you pay the veterinarian's bill in full at the time of service.
You File a Claim: You submit the vet's invoice and relevant medical records to the insurance provider.